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Compare the same fields across public 55+ community profiles, including association costs, age descriptions, housing, golf, pets, and source dates. Missing, disputed, or outdated details remain visible and are never treated as $0. Sources Checked identifies automated source verification with editor escalation; it is not legal certification. Confirm current charges and governing rules directly.

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  1. IronOaks at Sun LakesSun Lakes, AZ 85248 · Scottsdale and the East Valley
  2. Cottonwood Palo Verde at Sun LakesSun Lakes, AZ 85248 · Scottsdale and the East Valley

Comparing 2 communities

This is a tradeoff view, not a ranking. A field that no source publishes stays unresolved instead of counting in anyone’s favor.

  1. IronOaks at Sun LakesSun Lakes, AZ 85248
  2. Cottonwood Palo Verde at Sun LakesSun Lakes, AZ 85248

Biggest differences

  • HOA / POA
    IronOaks at Sun Lakes
    Annual Assessment of $2,961, due semi-annually in January and July
    Cottonwood Palo Verde at Sun Lakes
    2025 dues: Cottonwood $1,754 per year; Palo Verde $2,379 per year (includes gate and road maintenance)
  • Separate recurring charges
    IronOaks at Sun Lakes
    2025 Annual Assessment: $2,961 per year, billed as two payments due in January and July; Unit 37 villa sub-association assessment: $287 monthly, in addition to the standard Annual Assessment; Unit 46A villa sub-association assessment: $605 quarterly, due January 1, April 1, July 1, and October 1, plus a separate special roof-replacement assessment
    Cottonwood Palo Verde at Sun Lakes
    2025 Cottonwood annual dues: $1,754 per year for Cottonwood homes; 2025 Palo Verde annual dues: $2,379 per year for Palo Verde homes, including gate and road maintenance; Capital Contribution Fee: $5,000 Capital Contribution Fee, in effect for 2024 and 2025, paid at purchase
  • Published age policy
    IronOaks at Sun Lakes
    The association's buyer information sheet publishes an 80 percent age-55-plus occupancy rule, a 40-plus minimum for the remaining 20 percent, and a no-one-under-19 restriction
    Cottonwood Palo Verde at Sun Lakes
    The association states Cottonwood Palo Verde is a 55 and older community under Arizona and federal fair housing law
  • Housing
    IronOaks at Sun Lakes
    Housing types not yet verified
    Cottonwood Palo Verde at Sun Lakes
    Single-family homes across two country club neighborhoods (Cottonwood and Palo Verde)

Side-by-side details

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  1. IronOaks at Sun Lakes
  2. Cottonwood Palo Verde at Sun Lakes
Community details arranged by field. Scroll horizontally to review every selected community.
Community detail
IronOaks at Sun LakesSun Lakes, AZ 85248
Cottonwood Palo Verde at Sun LakesSun Lakes, AZ 85248
Pet policyCheck neededPet policy not publicly verifiedPet policy not publicly verified
Rental policyCheck neededRental policy not publicly verifiedRental policy not publicly verified
Guest policyCheck neededGuest policy not publicly verifiedGuest policy not publicly verified
Document statusPublic profile; sources not yet checkedPublic profile; sources not yet checked
LocationSun Lakes, AZ 85248Sun Lakes, AZ 85248
Community typeactive adultactive adult
Current sales / inventoryCurrent sales and inventory status not yet verifiedCurrent sales and inventory status not yet verified
Current published priceCurrent published price range not yet verifiedCurrent published price range not yet verified
HOA / POAAnnual Assessment of $2,961, due semi-annually in January and July2025 dues: Cottonwood $1,754 per year; Palo Verde $2,379 per year (includes gate and road maintenance)
Separate recurring charges2025 Annual Assessment: $2,961 per year, billed as two payments due in January and July; Unit 37 villa sub-association assessment: $287 monthly, in addition to the standard Annual Assessment; Unit 46A villa sub-association assessment: $605 quarterly, due January 1, April 1, July 1, and October 1, plus a separate special roof-replacement assessment2025 Cottonwood annual dues: $1,754 per year for Cottonwood homes; 2025 Palo Verde annual dues: $2,379 per year for Palo Verde homes, including gate and road maintenance; Capital Contribution Fee: $5,000 Capital Contribution Fee, in effect for 2024 and 2025, paid at purchase
Published age policyThe association's buyer information sheet publishes an 80 percent age-55-plus occupancy rule, a 40-plus minimum for the remaining 20 percent, and a no-one-under-19 restrictionThe association states Cottonwood Palo Verde is a 55 and older community under Arizona and federal fair housing law
HousingHousing types not yet verifiedSingle-family homes across two country club neighborhoods (Cottonwood and Palo Verde)
Golf45 holes of golf are association-reported; golf and fitness membership are billed separately from the Annual AssessmentGolf is association-listed among community offerings; course access, membership, and rates are not detailed on the homepage
Amenities in cited sourcesIronwood Clubhouse, Oakwood Clubhouse, 45 holes of golf, Fitness and Racquet Center, Tennis and pickleball courts, Swimming pools, Trails, Stone and Barrel restaurant, Grill on the Green, Poolside snack bar, Wine shopGolf, Pickleball, Tennis, Swimming pools, Fitness facilities, Dining venues, Live music and entertainment, Theater programming, Clubs and organizations
Cited sources3 sources3 sources
Last verified2026-09-022026-09-02

Pet policyCheck needed

Rental policyCheck needed

Guest policyCheck needed

Document status

Location

Community type

Current sales / inventory

Current published price

HOA / POA

Separate recurring charges

  • IronOaks at Sun Lakes
    2025 Annual Assessment: $2,961 per year, billed as two payments due in January and July; Unit 37 villa sub-association assessment: $287 monthly, in addition to the standard Annual Assessment; Unit 46A villa sub-association assessment: $605 quarterly, due January 1, April 1, July 1, and October 1, plus a separate special roof-replacement assessment
  • Cottonwood Palo Verde at Sun Lakes
    2025 Cottonwood annual dues: $1,754 per year for Cottonwood homes; 2025 Palo Verde annual dues: $2,379 per year for Palo Verde homes, including gate and road maintenance; Capital Contribution Fee: $5,000 Capital Contribution Fee, in effect for 2024 and 2025, paid at purchase

Published age policy

  • IronOaks at Sun Lakes
    The association's buyer information sheet publishes an 80 percent age-55-plus occupancy rule, a 40-plus minimum for the remaining 20 percent, and a no-one-under-19 restriction
  • Cottonwood Palo Verde at Sun Lakes
    The association states Cottonwood Palo Verde is a 55 and older community under Arizona and federal fair housing law

Housing

Golf

  • IronOaks at Sun Lakes
    45 holes of golf are association-reported; golf and fitness membership are billed separately from the Annual Assessment
  • Cottonwood Palo Verde at Sun Lakes
    Golf is association-listed among community offerings; course access, membership, and rates are not detailed on the homepage

Amenities in cited sources

  • IronOaks at Sun Lakes
    Ironwood Clubhouse, Oakwood Clubhouse, 45 holes of golf, Fitness and Racquet Center, Tennis and pickleball courts, Swimming pools, Trails, Stone and Barrel restaurant, Grill on the Green, Poolside snack bar, Wine shop
  • Cottonwood Palo Verde at Sun Lakes
    Golf, Pickleball, Tennis, Swimming pools, Fitness facilities, Dining venues, Live music and entertainment, Theater programming, Clubs and organizations

Cited sources

Last verified

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