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Compare the same fields across public 55+ community profiles, including association costs, age descriptions, housing, golf, pets, and source dates. Missing, disputed, or outdated details remain visible and are never treated as $0. Sources Checked identifies automated source verification with editor escalation; it is not legal certification. Confirm current charges and governing rules directly.

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  1. Cottonwood Palo Verde at Sun LakesSun Lakes, AZ 85248 · Scottsdale and the East Valley
  2. IronOaks at Sun LakesSun Lakes, AZ 85248 · Scottsdale and the East Valley

Comparing 2 communities

This is a tradeoff view, not a ranking. A field that no source publishes stays unresolved instead of counting in anyone’s favor.

  1. Cottonwood Palo Verde at Sun LakesSun Lakes, AZ 85248
  2. IronOaks at Sun LakesSun Lakes, AZ 85248

Biggest differences

  • HOA / POA
    Cottonwood Palo Verde at Sun Lakes
    2025 dues: Cottonwood $1,754 per year; Palo Verde $2,379 per year (includes gate and road maintenance)
    IronOaks at Sun Lakes
    Annual Assessment of $2,961, due semi-annually in January and July
  • Separate recurring charges
    Cottonwood Palo Verde at Sun Lakes
    2025 Cottonwood annual dues: $1,754 per year for Cottonwood homes; 2025 Palo Verde annual dues: $2,379 per year for Palo Verde homes, including gate and road maintenance; Capital Contribution Fee: $5,000 Capital Contribution Fee, in effect for 2024 and 2025, paid at purchase
    IronOaks at Sun Lakes
    2025 Annual Assessment: $2,961 per year, billed as two payments due in January and July; Unit 37 villa sub-association assessment: $287 monthly, in addition to the standard Annual Assessment; Unit 46A villa sub-association assessment: $605 quarterly, due January 1, April 1, July 1, and October 1, plus a separate special roof-replacement assessment
  • Published age policy
    Cottonwood Palo Verde at Sun Lakes
    The association states Cottonwood Palo Verde is a 55 and older community under Arizona and federal fair housing law
    IronOaks at Sun Lakes
    The association's buyer information sheet publishes an 80 percent age-55-plus occupancy rule, a 40-plus minimum for the remaining 20 percent, and a no-one-under-19 restriction
  • Housing
    Cottonwood Palo Verde at Sun Lakes
    Single-family homes across two country club neighborhoods (Cottonwood and Palo Verde)
    IronOaks at Sun Lakes
    Housing types not yet verified

Side-by-side details

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  1. Cottonwood Palo Verde at Sun Lakes
  2. IronOaks at Sun Lakes
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Community detail
Cottonwood Palo Verde at Sun LakesSun Lakes, AZ 85248
IronOaks at Sun LakesSun Lakes, AZ 85248
Pet policyCheck neededPet policy not publicly verifiedPet policy not publicly verified
Rental policyCheck neededRental policy not publicly verifiedRental policy not publicly verified
Guest policyCheck neededGuest policy not publicly verifiedGuest policy not publicly verified
Document statusPublic profile; sources not yet checkedPublic profile; sources not yet checked
LocationSun Lakes, AZ 85248Sun Lakes, AZ 85248
Community typeactive adultactive adult
Current sales / inventoryCurrent sales and inventory status not yet verifiedCurrent sales and inventory status not yet verified
Current published priceCurrent published price range not yet verifiedCurrent published price range not yet verified
HOA / POA2025 dues: Cottonwood $1,754 per year; Palo Verde $2,379 per year (includes gate and road maintenance)Annual Assessment of $2,961, due semi-annually in January and July
Separate recurring charges2025 Cottonwood annual dues: $1,754 per year for Cottonwood homes; 2025 Palo Verde annual dues: $2,379 per year for Palo Verde homes, including gate and road maintenance; Capital Contribution Fee: $5,000 Capital Contribution Fee, in effect for 2024 and 2025, paid at purchase2025 Annual Assessment: $2,961 per year, billed as two payments due in January and July; Unit 37 villa sub-association assessment: $287 monthly, in addition to the standard Annual Assessment; Unit 46A villa sub-association assessment: $605 quarterly, due January 1, April 1, July 1, and October 1, plus a separate special roof-replacement assessment
Published age policyThe association states Cottonwood Palo Verde is a 55 and older community under Arizona and federal fair housing lawThe association's buyer information sheet publishes an 80 percent age-55-plus occupancy rule, a 40-plus minimum for the remaining 20 percent, and a no-one-under-19 restriction
HousingSingle-family homes across two country club neighborhoods (Cottonwood and Palo Verde)Housing types not yet verified
GolfGolf is association-listed among community offerings; course access, membership, and rates are not detailed on the homepage45 holes of golf are association-reported; golf and fitness membership are billed separately from the Annual Assessment
Amenities in cited sourcesGolf, Pickleball, Tennis, Swimming pools, Fitness facilities, Dining venues, Live music and entertainment, Theater programming, Clubs and organizationsIronwood Clubhouse, Oakwood Clubhouse, 45 holes of golf, Fitness and Racquet Center, Tennis and pickleball courts, Swimming pools, Trails, Stone and Barrel restaurant, Grill on the Green, Poolside snack bar, Wine shop
Cited sources3 sources3 sources
Last verified2026-09-022026-09-02

Pet policyCheck needed

Rental policyCheck needed

Guest policyCheck needed

Document status

Location

Community type

Current sales / inventory

Current published price

HOA / POA

Separate recurring charges

  • Cottonwood Palo Verde at Sun Lakes
    2025 Cottonwood annual dues: $1,754 per year for Cottonwood homes; 2025 Palo Verde annual dues: $2,379 per year for Palo Verde homes, including gate and road maintenance; Capital Contribution Fee: $5,000 Capital Contribution Fee, in effect for 2024 and 2025, paid at purchase
  • IronOaks at Sun Lakes
    2025 Annual Assessment: $2,961 per year, billed as two payments due in January and July; Unit 37 villa sub-association assessment: $287 monthly, in addition to the standard Annual Assessment; Unit 46A villa sub-association assessment: $605 quarterly, due January 1, April 1, July 1, and October 1, plus a separate special roof-replacement assessment

Published age policy

  • Cottonwood Palo Verde at Sun Lakes
    The association states Cottonwood Palo Verde is a 55 and older community under Arizona and federal fair housing law
  • IronOaks at Sun Lakes
    The association's buyer information sheet publishes an 80 percent age-55-plus occupancy rule, a 40-plus minimum for the remaining 20 percent, and a no-one-under-19 restriction

Housing

Golf

  • Cottonwood Palo Verde at Sun Lakes
    Golf is association-listed among community offerings; course access, membership, and rates are not detailed on the homepage
  • IronOaks at Sun Lakes
    45 holes of golf are association-reported; golf and fitness membership are billed separately from the Annual Assessment

Amenities in cited sources

  • Cottonwood Palo Verde at Sun Lakes
    Golf, Pickleball, Tennis, Swimming pools, Fitness facilities, Dining venues, Live music and entertainment, Theater programming, Clubs and organizations
  • IronOaks at Sun Lakes
    Ironwood Clubhouse, Oakwood Clubhouse, 45 holes of golf, Fitness and Racquet Center, Tennis and pickleball courts, Swimming pools, Trails, Stone and Barrel restaurant, Grill on the Green, Poolside snack bar, Wine shop

Cited sources

Last verified

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